*Some rates not available in all areas. All loans issued by major financial institutions whose rates and terms are subject to change without notice. Actual rate will be determined by individual credit worthiness. Some restrictions apply. All loans are subject to credit approval, appraisal and satisfactory title examination. Certain loan to value requirements apply. Property insurance required; flood insurance may be required. Early closure fee of $250 may apply if loan is closed within the first year. The maximum APR is 18% in Massachusetts and 21% in Rhode Island.